Good Shepherd Microfinance

Many individuals and families on low incomes can’t afford to buy a fridge or a washing machine. What would you do?

Good Shepherd Microfinance is Australia’s largest microfinance organisation working to help Australians battle poverty and hardship. Our programs help working class families and people on low incomes to access safe, fair and affordable financial products and services including:

(1) No Interest Loan Scheme (NILS) which enables people to buy essential goods and services such as fridges and washing machines

(2) StepUP low interest loans which can be used for personal or household purposes including car repairs

(3) Good Money community finance stores which are delivering financial services and support in three ‘High Street’ locations in Victoria

We work with 260 accredited community organisations in 650 locations and have reached more than 145,000 people experiencing financial exclusion.


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AUD $5

Can You Afford To Send The Kids To Schoo...

Many working families struggle to pay educational expenses. Anna couldn’t afford to pay for her son’s pre-electrical course which would prepare him... Read More

AUD $10

Can You Afford To Fix The Car?

Many people depend on a car to help them earn an income. But what happens if your car breaks down? For people earning a low income, this may mean t... Read More

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Help Us Reach 1 Million People

Australia has been known internationally as the lucky country for some time. Yet one in six children live in poverty, and one in six adults cannot ... Read More

AUD $20

Imagine Washing Clothes By Hand Every Da...

For most of us, if our washing machine is on the blink we pay to get it fixed or buy a new one. However, many low income families can’t afford the ... Read More

AUD $30

Have You Been Forced To Use A Loan Shark...

Many low income earners can’t access loans from the big banks. Some are forced to use loan sharks, or payday lenders, which can be very expensive. ... Read More

AUD $40

Could You Study Without A Computer?

Hollie is a young single mum who was about to start studying an Advanced Diploma in Nutritional Medicine. Hollie couldn’t afford to buy a laptop to... Read More